Real estate appraisal services for homeowners in the city of Findlay and Shelby County

The top seven reasons why IL homeowners order from Cannon Real Estate Appraisals:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce your monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a IL divorce, where property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in IL

Need help determining the price of your home in or near Findlay, IL?
Contact Cannon Real Estate Appraisals.

At Cannon Real Estate Appraisals, we understand the unique needs of a customer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and accountants. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Cannon Real Estate Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value judgement than yours.

Appraisals to cancel PMI

A preferred way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Cannon Real Estate Appraisals, we're qualified in helping customers just like you abolish unwanted and unneeded PMI insurance.

Challenge Shelby county's assessment of your property

Lets say your home is not appreciating as much as other properties nearby -- your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. An appraisal from Cannon Real Estate Appraisals is your best weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. An appraisal from Cannon Real Estate Appraisals can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for precision, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Cannon Real Estate Appraisals can help with that too. While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house.